General Membership Meeting, October 4th, 8am, Sponsored By MSAA Banking Partners: Ann Arbor State Bank, Bank of Ann Arbor, Comerica Bank and Keybank

Please join us for an informative session sponsored by our banking partners:

“Covering Your Assets In A High Tech World”

Plante Moran will present best practices on various security issues facing small businesses.

Full agenda coming soon!!! Please mark your calendar and don’t miss this important meeting.

Thursday, Oct. 4, 8am
Conor O’Neill’s, Celtic Room

Meeting Minutes
Those present: Nancy Shore, getDowntown; Tom Murray and Caroline Kaganov, Conor O’Neill’s; Chris DeRuyver, Affinity Wealth Solutions; Carl Ent, Rhonda Foxworth, Patti Judson, Sara Simon, and John Foster, Bank of Ann Arbor; Elmo Morales, Elmo’s; Duston Sanford, Moosejaw; Chris Dempsey, Academy of Early Music; Megan Kearney, Underground Printing; Angela Pierro, Zero Gravity; Lisa Dorwin, Comerica; Rebecca Konieczny, Busy Hands; Royce Disbrow, Clay Gallery; Alan Freedman, Four Directions, Julie Minerd, Salon XL; Elmo Morales, Elmo’s Main Street T-Shirts; Aaron Kosel, Running Fit; Susan Pollay, Ann Arbor DDA; Maureen Hawley, La Belle Maison; Keri Hardy, Nanci Jenkins, Cherry Republic; Sabre Briere, Ann Arbor City Council; Cyndi Clark, Lily Grace; Katherine Lesse, Abracadabra; Tim Berry, Ann Arbor State Bank; Sarah Miller, AAACVB; Heather Depuis, Vie; Susan Cobello, Key Bank; Jon Wieringa, Bennett Optometry; Mark Passerini, OM of Medicine.

President, Tom Murray: Starts Meeting with Introductions

Plante Moran, Kurt Vanderwall and Paul Gagacki: Covering Your Assets in a High Tech World
This presentation was put together by MSAA’s partner banks; KeyBank, Bank of Ann Arbor, Comerica, and Ann Arbor State Bank. Kurt and Paul discuss how to protect your business from being hacked, how to offer WiFi safely at your business, and how to keep your credit card system safe.

Protect your business from being hacked. It doesn’t matter what industry you are in, this can happen to any size business. To avoid being hacked the most important thing to consider is how a hacker thinks. They are going to tend to go for high value targets, easy targets, and sometimes they will target a business out of revenge. Some ways to avoid being hacked include: 1) creating strong passwords for all of your accounts, changing them every 90 days. Don’t use words from the dictionary or hybrid passwords (i.e. Fall2012). Passwords with 15 characters or more can not be cracked, so try to think of password phrases instead of words. Make both your business and personal account passwords strong. 2) Keep your emails safe. Do not send sensitive information via email. If you have to, make sure it is encrypted. Iron Mail is an encryption application. Another solution is hiring a 3rd party service to encrypt your email, like Link File. Don’t open attachments or click on links you are uncertain about (this goes for your Smart Phone too).

Offer Wifi safely at your business. 1) Physically separate your wifi network from your internal systems and networks (computer and credit card). Use different routers and make everything separate. 2) Virtually separate VLANs (Virtual Local Area Network).

Keep your credit cards system secure. 1) It is imperative that you are compliant with the Payment Card Industry (PCI) standards. 2) Don’t have passwords automatically saved in your system. 3) The new cubes are not PCI compliant. 4) Make sure your anti-virus is up to date.

Get Downtown Go Pass Renewal going on now. The pass offers unlimited rides to employees and other discounts.

Barre Bee Fit is expanding their space. The grand opening will be Saturday October 5, 3-7pm

The Early Academy of Music is having an event at the Michigan Theater on October 12, at 8 p.m. The Newberry Consort will feature the film Queen Elizabeth, made in 1912, accompanied by a musical performance by the Early Academy of Music. There will be a pre-concert lecture at 7:00 p.m.

Liberty Local will be at the Ann Arbor Art Center October 27. Liberty Local is an indoor indie artists’ market showcasing handmade crafts from regional artist vendors whose work embraces the indie spirit – unique, handmade and creative. It will take place on two floors of the Art Center’s historic building located at 117 W. Liberty St. in the heart of downtown Ann Arbor.

The Clay Gallery’s exhibit “Echo” is a collaborative that will feature artwork from thirteen Ann Arbor elementary-age students and thirteen Clay Gallery members. The idea behind the show was for the participating gallery artists first to each choose a student drawing or painting, then to interpret, react, and produce a three-dimensional clay work in response to the chosen student work. October 1-27.

Save A Heart Masquerade fundraiser will be October 26, 6:30 p.m. in the Michigan League. There will be over 100 wines, a variety of specialty brews, a silent auction, musical entertainment, and valet parking. Tickets are $60 in advance and $75 at the door. For more information visit

The Treat Parade will be October 31 from 11 a.m. – 5 p.m. Balloons will be given to participating businesses to hang outside their doors. If you did not participate last year and would like to this year please contact Or, if you were on the list last year and would like to be removed please let us know.

The next MSAA meeting will be November 1, 8 a.m. at Conor O’Neills

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